Privacy Policy

This Privacy Policy explains how Flexpurse Technologies Ltd ("Flexpurse", "we", "us") collects, uses, and protects your personal information when you use our website and group savings services.

By using Flexpurse, you consent to the practices described in this policy.

We collect the following categories of information:

• Identity data such as your name, date of birth, and government-issued ID for verification (KYC).
• Contact data including your email address, phone number, and residential address.
• Financial data such as your bank account details, contribution history, and payout records.
• Technical data including device information, IP address, and usage analytics.

We use your personal data to:

• Create and manage your account and savings circles.
• Process contributions, payouts, and transactions securely.
• Verify your identity and prevent fraud or money laundering.
• Communicate service updates, reminders, and support responses.
• Comply with legal and regulatory obligations.

We do not sell your personal data. We share information only with licensed partner financial institutions, identity verification providers, and regulators where required by law. All partners are bound by strict confidentiality and data protection obligations.

We protect your data with bank-grade encryption in transit and at rest, strict access controls, and continuous monitoring. While no system is completely immune to risk, we work hard to safeguard your information.

Under Nigerian data protection law, you have the right to:

• Access the personal data we hold about you.
• Request correction of inaccurate or incomplete data.
• Request deletion of your data, subject to legal retention requirements.
• Withdraw consent or object to certain processing activities.

We retain your personal data for as long as your account is active and for any additional period required by financial regulations. When data is no longer needed, we securely delete or anonymise it.

We may update this Privacy Policy from time to time. We will notify you of material changes through the app or by email, and the "last updated" date above will reflect the latest revision.